Public Relations Committee
Helpful hints on writing a sample letter:
- Keep it short. No longer than 300 words.
- Add personal stories.
- Send to your local daily and weekly newspapers. Look in your paper or online to see where you can send letters to the editor.
- We suggest you email and send a hard copy. Watch for deadlines or limits.
- Follow up with a phone call to ensure receipt.
- Encourage your employees and patients to send letters to their papers.
- Please send NYPTA any printed letters. Thank you.
Sample Letter to the Editor #1
To the Editor:
Even if you pay for health insurance that’s supposed to cover physical therapy, you may have to pay most, all or even more than the entire cost of each physical therapy visit out of your own pocket. In New York, “co-pays” have really become “all-pays."
That’s because New York managed care companies are classifying physical therapy as “specialty” care, a ploy that allows insurers to demand co-payments as high as $50 or more per visit. Bottom line: you pay everything and the insurance company pays nothing. The cost adds up quickly with the multiple visits proper therapy requires and can rival car or even mortgage payments.
Research shows people forgo needed care when their out-of-pocket expense becomes too great – leading to more serious and more costly ailments down the road - and higher costs for everyone.
Physical therapy helps people recover from injuries and get back to their lives and jobs quickly and cost-efficiently. State Senator John DeFrancisco and Assemblyman Kevin Cahill are co-sponsoring a bill that would limit physical therapy co-payments to 20 percent of actual costs. New Yorkers should support this legislation and can learn more at http://www.faircopays-betterresults.com/.
(Your name, address and phone number)
Sample Letter to the Editor #2
The (Date) article “headline” by (reporter’s name) highlights the issue of excessive insurance co-pays.
These co-pays have put necessary physician-prescribed treatment out of reach for many New Yorkers, already paying ever-increasing insurance premiums. A NYPTA poll found that 71% of New Yorkers would be more likely to receive all necessary physical therapy care if insurance co-pays were lower.
But the real problem is high co-pays are limiting necessary PT, resulting in unnecessary surgery. A 2008 Fritz study shows adherence to prescribed physical therapy lowers overall patient costs.
Most patients are paying nearly the entire cost of physical therapy treatment out-of-pocket and in some extreme cases are paying up to 150%. These are unfair “all-pays” not fair “co-pays.”
That is why we support the Cahill/DeFrancisco bills that fairly limit the co-pay to 20 percent of the cost. It's a rare win-win for patients, taxpayers and the health care system.
In good health,
Member, New York Physical Therapy Association
Sample Letter to the Editor #3
New Yorkers like me are paying up to $50 per visit in excessive physical therapy co-pays. My health plan calls this a specialty co-pay but I call it unfair. This practice treats physical therapy, a routine and often frequent health care service, as a specialty service which is generally reserved for infrequent, highly specialized care.
These excessive co-pays which can add hundreds of dollars per month to necessary physical therapy visits are shifting the cost of these health care services from the insurance companies squarely onto the backs of New Yorkers. In fact, in some cases the patients are paying nearly the entire per visit fee.
More importantly, these unaffordable co-pays are forcing patients to limit or even end their necessary pre and post surgery physical therapy, sports-related PT, or other physical therapy treatments. We are talking about seniors who need physical therapy to keep mobile, high school and college athletes who need PT to keep playing and those with severe injuries or disabilities who need physical therapy to keep recovering.
Whether you’re in physical therapy or have a friend or loved one requiring the service, these co-pays affect all of us. That’s why we hope all New Yorkers will support two bills in the State Legislature, S.4370 (DeFrancisco) / A.187 (Cahill), that will prevent managed care companies from requiring patients to pay these excessively high co-payments for physical therapy.
For more information, please visit our website: www.FairCoPays-BetterResults.com.
(Your name, address and phone number)